The irony created by human resource department personnel.
Isn't it ironic that employers will evaluate your credit rating when you are out of work and looking for a job when a person in a job search is likely to be unemployed or underemployed to begin with? If a person is out of work, what is the chance that they are able to keep current with all of their debt payments in a timely manner? I would guess not super high probability. Or what if someone needs to make more money to keep up with living expenses? Would people in one of these two positions have one of the best credit ratings? I think likely not.
If a potential employee is evaluated by their credit rating and their credit rating is low due to slow payment history, what is the chance that they will be given the much needed job. This is just another way that employees or potential employees are taken advantage of or mis-handled by employers.
Just a random thought I had the other day when I heard a media broadcast where employers were being challenged by the interviewer.
Allan